How Are Payment Dates Chosen for SSDI and SSI? (2024)

The date you get your disability check can depend on the type of benefit you receive (SSDI or SSI) and your birthday. Here are the payment dates for 2024.

Are you wondering when you'll receive your Social Security check each month? The date you receive your monthly disability payments depends on whether you're receiving SSI or SSDI, or a combination of the two. If you're receiving SSDI alone, your payment date depends on your birthday. If you get SSI, your payment date is around the beginning of the month.

SSDI Disability Payment Dates Depend on Your Birthday

If you started receiving SSDI benefits after 1997, the date you receive your payment depends on your birthday.

  • If your birthday is on the 1st–10th of a month, your SSDI checks or direct deposit will arrive on the second Wednesday of every month.
  • If your birthday is on the 11th–20th of a month, your SSDI checks or direct deposit will arrive on the third Wednesday of every month.
  • If your birthday is on the 21st–31st of a month, your SSDI checks or direct deposit will arrive on the fourth Wednesday of every month.

If you receive benefits based on your spouse's work record or a parent's word record, the payment date is based on your spouse's or parent's birth date.

Keep in mind that Social Security now wants all SSDI recipients to sign up to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account.

SSDI Payment Schedule for 2024

You can click the calendar or see the lists below for the specific payment dates for 2024.

How Are Payment Dates Chosen for SSDI and SSI? (1)Here's the SSDI payment schedule for 2024 for those whose birthdays fall on the 1st through the 10th of their birth month:

  • January 10
  • February 14
  • March 13
  • April 10
  • May 8
  • June 12
  • July 10
  • August 14
  • September 11
  • October 9
  • November 13
  • December 11

This is the SSDI payment schedule for 2024 for those whose birthdays fall on the 11th through the 20th of their birth month:

  • January 17
  • February 21
  • March 20
  • April 17
  • May 15
  • June 18 (due to the Juneteenth holiday)
  • July 17
  • August 21
  • September 18
  • October 16
  • November 20
  • December 18

This is the SSDI payment schedule for 2024 for those whose birthdays fall on the 21st through the 31st of their birth month:

  • January 24
  • February 28
  • March 27
  • April 24
  • May 22
  • June 26
  • July 24
  • August 28
  • September 25
  • October 23
  • November 27
  • December 25

Source: Social Security Publication No. 05-10031.

Who Receives Social Security Payments on the 3rd of the Month?

If you started receiving SSDI benefits in 1997 or earlier, you'll receive your payments on the 3rd day of the month, no matter when your birthday is. If the 3rd is on a Saturday, Sunday, or legal holiday, your benefits will be deposited on the banking day before.

This is the SSDI payment schedule for 2024 for people who were approved for benefits in 1997 or earlier (or who are also receiving SSI):

  • January 3
  • February 2
  • March 1
  • April 3
  • May 3
  • June 3
  • July 3
  • August 2
  • September 3
  • October 3
  • November 1
  • December 3

In some circ*mstances, if you're receiving SSDI benefits on the 3rd of the month, you can change your payment date. Your birth date would determine what day your benefits will arrive, based on the lists above.

SSI Disability Payment Dates

SSI benefits are paid on the 1st day of each month. If the 1st is on a Saturday, Sunday, or legal holiday, your benefits will be deposited on the banking day before. For example, if the 1st is a Sunday, you should receive your check the Friday before (assuming that Friday isn't a legal holiday).

Note that your payment that comes on the 1st of the month is actually your benefit from the prior month. For example, a March 1st check would actually be for the SSI benefits from February.

SSI checks come out early several times a year. Since January 1 is a holiday, SSI payments for January are usually paid on the last day of December that isn't a holiday. For instance, the SSI payment for January 2024 gets deposited on Friday, December 29, 2023. SSI checks are also deposited early when the 1st of the month falls on a Saturday or Sunday, which happens in June, September, and December of 2024.

SSI recipients are now required to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account.

SSI Payment Schedule for 2024

See the specific payment dates for 2024 by clicking the calendar or seeing the list below.How Are Payment Dates Chosen for SSDI and SSI? (2)

This is the SSI payment schedule for 2024:

  • December 29, 2023 (January 2024 payment)
  • February 1
  • March 1
  • April 1
  • May 1
  • May 31
  • July 1
  • August 1
  • August 30
  • October 1
  • November 1
  • November 29
  • December 31

Source: Social Security Publication No. 05-10031.

SSI and SSDI Combined Payment Schedule

If you're receiving SSI and SSDI payments at the same time, your SSDI payment date will be on the 3rd day of the month and your SSI payment will be on the 1st day of the month (with the exception of weekends and legal holidays). If the 3rd of the month falls on a Monday, you should see the deposit on Monday morning.

If you'd like to change the date of your Social Security payment, you may be able to move it to one based on your birthday (see the SSDI payment schedule section, above).

What If I Haven't Received My SSI Check This Month?

If you haven't received your check or deposit by the 4th banking day of the month, the Social Security Administration (SSA) recommends calling the agency at 800-772-1213.

How Long Does it Take to Get Your First SSI Check?

If you've just been approved for SSI, you're probably wondering when you'll receive your first SSI check. The SSA says it should take about a month, but some people have to wait a bit longer. In our disability survey, over half (52%) of SSI recipients said it took three to seven weeks to receive their first SSI check (from the date of the award letter).

Learn more about your monthly disability payments.

How Are Payment Dates Chosen for SSDI and SSI? (2024)

FAQs

How Are Payment Dates Chosen for SSDI and SSI? ›

For Social Security Disability Insurance (SSDI), the date you receive benefits depends on your birthday. The Social Security Administration issues all Supplemental Security Income (SSI) benefits on the same day regardless of the applicant's birthday.

How are SSI payment dates determined? ›

SSI (Supplemental Security Income) Benefits

SSI benefits are paid of the 1st of the month. Unless the 1st falls on the weekend then the payments will be issued the Friday before the 1st.

What day of the month are SSDI payments made? ›

Social Security disability benefits are typically paid out on the second, third, and fourth Wednesday of each month, and your birth date usually determines your payment date. If you receive disability benefits based on someone else's work record, your payment date is based on their birth date.

How does Social Security determine your benefit date? ›

Generally, the day of the month you receive your benefit payment depends on the birth date of the person for whose earnings record you receive benefits.

How does SSDI determine your disability date? ›

Here are some of the factors that the Social Security Administration (SSA) will consider when determining this date: The date you list on your SSDI application. The date that you stopped working, or only worked in a limited capacity, and did not earn substantial income.

Why did my SSDI payment date change? ›

Instead of getting your payments on a Wednesday, you'll receive your Social Security payment on the third day of each month and your SSI on the first day of each month. Those payment dates change if the first or third day of the month falls on a weekend or a holiday.

What is the SSDI payment schedule for 2024? ›

What is the payment schedule for SSDI for 2024?
MonthFor birth dates from the 1st - 10thFor birth dates from the 21st - 31st
JulyJuly 10, 2024July 24, 2024
AugustAugust 14, 2024August 28, 2024
SeptemberSeptember 11, 2024September 25, 2024
OctoberOctober 9, 2024October 23, 2024
8 more rows
Mar 24, 2024

What is the lowest SSDI payment? ›

For 2021, monthly payments can range all the way from $100 per month to $3,148 per month. While $100 per month would be the lowest monthly payment that could be received for disability, it is unlikely your amount would be exactly that.

What is the $16728 Social Security bonus? ›

Have you heard about the Social Security $16,728 yearly bonus? There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

How long after SSDI approval are funds released? ›

Most benefit payments are issued within two weeks after we receive a properly completed claim online or by mail. By submitting your application completely and verifying that all information is correct, you help make sure your benefit payment is issued more quickly.

At what age is Social Security no longer taxed? ›

Yes, Social Security is taxed federally after the age of 70. If you get a Social Security check, it will always be part of your taxable income, regardless of your age. There is some variation at the state level, though, so make sure to check the laws for the state where you live.

What is the 5 year rule for Social Security? ›

You must have worked and paid Social Security taxes in five of the last 10 years. If you also get a pension from a job where you didn't pay Social Security taxes (e.g., a civil service or teacher's pension), your Social Security benefit might be reduced.

At what age do you get 100% of your Social Security? ›

The full retirement age is 66 if you were born from 1943 to 1954. The full retirement age increases gradually if you were born from 1955 to 1960 until it reaches 67. For anyone born 1960 or later, full retirement benefits are payable at age 67.

How does Social Security determine your actual date of disability for retroactive? ›

Social Security will use the date you filed a disability application as your "alleged onset date." If Social Security doesn't challenge this date, the date of application will become your "established onset date" (EOD).

Are SSDI checks a month behind? ›

We pay SSDI benefits in the month following the month for which they are due.

What is the timeline for SSDI? ›

The time will depend on how much evidence you provide with your application. If the Social Security Administration (SSA) needs more records from you, it can take longer. Three to five months is just the average. Some people will only wait a couple of months while others could wait a year or more.

How is SSI monthly amount determined? ›

Social Security benefits are typically computed using "average indexed monthly earnings." This average summarizes up to 35 years of a worker's indexed earnings. We apply a formula to this average to compute the primary insurance amount (PIA). The PIA is the basis for the benefits that are paid to an individual.

How do they base your SSI payments? ›

We call this “nonrecurring income.” When this happens, we base your SSI payment for the 2nd and 3rd months on your countable income from the 1st month, minus the nonrecurring income. After that, we usually base your SSI payment amount on your income from 2 months before.

Who gets SSI on the first of the month? ›

SSI is paid on the first of the month. To get SSI, you must be at least 65 years old, blind, or have a disability, and have "limited" income and resources.

How are Social Security monthly payments determined? ›

We: Base Social Security benefits on your lifetime earnings. Adjust or “index” your actual earnings to account for changes in average wages since the year the earnings were received. Calculate your average indexed monthly earnings during the 35 years in which you earned the most.

References

Top Articles
Latest Posts
Article information

Author: Merrill Bechtelar CPA

Last Updated:

Views: 6416

Rating: 5 / 5 (50 voted)

Reviews: 89% of readers found this page helpful

Author information

Name: Merrill Bechtelar CPA

Birthday: 1996-05-19

Address: Apt. 114 873 White Lodge, Libbyfurt, CA 93006

Phone: +5983010455207

Job: Legacy Representative

Hobby: Blacksmithing, Urban exploration, Sudoku, Slacklining, Creative writing, Community, Letterboxing

Introduction: My name is Merrill Bechtelar CPA, I am a clean, agreeable, glorious, magnificent, witty, enchanting, comfortable person who loves writing and wants to share my knowledge and understanding with you.